Onboard a borrower in 4 minutes, settle to any Nigerian bank in 30 seconds, run the entire book from one screen. No spreadsheets. No stitched-together vendors.
Most Nigerian SME lenders end up running 3 to 5 vendors to do what YT Finance does natively. Everything reconciles, end-to-end.
BVN match in 8 seconds. NIN, driver's licence, voter's card, address, bank-statement and selfie liveness — wired into Dojah, Smile ID and Mono, with the audit trail intact for your regulator.
A reconciled NGN wallet per lender, funded from any Nigerian bank. Real-time balances, segregated client float, ledger exports the finance team will actually trust.
One tap pushes money to any Nigerian bank account through Flutterwave rails. Automatic retries on bank-side failures, instant receipts, no end-of-day manual recon.
Sign up, verify your business, and configure your first loan product — interest, tenor, fees, eligibility rules. About 12 minutes.
Share your branded application link. Borrowers complete BVN, address and bank verification on their phone in under 4 minutes.
Review applications with full risk context, approve in one tap, and money lands in the borrower's bank in 30 seconds.
Skip the spreadsheets. Approve loans, fund wallets, run reports, and answer borrower questions — without opening a second tab.
“We ran 14 loans through YT Finance in the first week. BVN checks come back in 8 seconds — fastest stack I've used in Lagos — and the wallet just reconciles itself. My ops lead got her Fridays back.”
No vanity badges. These come from the lenders running on YT Finance right now.
Stand up your loan book with KYC, wallets and instant disbursement. No card, no contract, no setup call required.